Savings at the Frontier (SatF), a partnership between Mastercard and Oxford Policy Management is a five and a half year programme (2015-2021) to improve the financial inclusion of low- income individuals and communities in sub-Saharan Africa. The programme seeks to bridge the gap between the supply of formal financial services and ISMs so that ISM users have a greater choice and use of financial services that best meet their needs.
OBJECTIVES
Savings at the Frontier (SatF), a partnership between Mastercard and Oxford Policy Management is a five and a half year programme (2015-2021) to improve the financial inclusion of low- income individuals and communities in sub-Saharan Africa. The programme seeks to bridge the gap between the supply of formal financial services and ISMs so that ISM users have a greater choice and use of financial services that best meet their needs.
The program aims to test and demonstrate whether FSPs can use innovative and profitable business models to scale up financial services for rural and semi-urban households in Sub-Saharan Africa in collaboration with ISMs. Through SafT sustainable partnerships can be formed between FSPs and ISMs that improve the welfare of poor people. In Ghana, SaFT aims to scale up financial services for at least 40,000 rural and semi-urban ISM users by 2020. By building an evidence-base on what does and does not work, SatF will contribute to the wider knowledge base on financial inclusion, helping to distil and disseminate insights for effective, scalable approaches that open the door to meaningful financial services for excluded populations around the world.
CORE MISSION
To test and demonstrate whether FSPs can use innovative and profitable business models to scale up financial services for rural and semi-urban households in sub-Saharan Africa in collaboration with ISMs.
Specifically, SatF will:



